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Business

December 03, 2017

A previous article explained Medicaid and skilled nursing care. However, what happens if a person (usually elderly) needs help, but doesn’t need a nurse? These people may be unable to take care of themselves at home, but would not meet the medical test to qualify for skilled nursing care or…

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November 26, 2017

One day as I rounded the produce section of my favorite local grocery store, I came across a lovely 3-piece patio furniture set.

Though I was not looking for such a set, I liked it and it was “on sale”, so I considered it. However, it was the only set offered, so I could not compare its…

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November 19, 2017

The oldest members of the baby boom generation are turning 72 next year.

As this large cohort reaches and advances through their retirement years, their evolving needs will have a significant effect on the housing market. For instance, as people age they have higher rates of disabilities that…

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November 12, 2017

Some of the most emotionally difficult hearings happening at your local courthouse are special proceedings that have been filed in order to declare adults incompetent.

These matters, which are heard by the Clerk of Court, are filed by people who believe that the adults who are the subject of the…

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October 29, 2017

Grocery shopping drains a lot of our personal resources, both in terms of dollars and time. According to the Bureau of Labor Statistics, food is the third-largest household expense for American families. For a family of four, the average monthly grocery bill runs between $642 on the most-thrifty…

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October 22, 2017

Much of the current debate about the proposed tax reform legislation has centered on the distributional effect of this tax law. Whose taxes will be cut the most? The wealthy? The middle class? Corporations?

We really do not have an adequate answer, as the devil is in the details and the details…

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October 15, 2017

The 2017 hurricane season has been one of the worst in recent memory. As we have all witnessed on the news, hurricanes Harvey, Irma, and Maria wrought devastation to the U.S. mainland, Puerto Rico, and other Caribbean islands.

Many, many people undoubtedly will depend on their insurance companies…

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October 08, 2017

After several years in banking, I began to notice patterns in thought about lifestyle.

These patterns presented themselves in differences of fundamental assumptions about money and lifestyle. Attitudes of wealthy clients towards money varied from all the noise that continually flooded society.…

October 01, 2017

I have yet to have a consultation with a client who tells me that they want to go to a nursing home. However, it is estimated that more than half of Americans will need care in a nursing home. Medicare will pay for 20 days of rehabilitation, and most Medicare supplemental plans will pay the…

September 24, 2017

 

Lock It Down Today!

Alert! Alert! Equifax has been hacked.The personal credit information of 143 million Americans has been stolen.

Identity theft is the fastest growing crime in America. It affects the rich and the poor; it can even affect your children. Unfortunately, we usually do not…

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