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Bell Arthur Fire District insurance ratings improve

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The Daily Reflector

Wednesday, June 13, 2018

An improved fire insurance classification for Bell Arthur Fire District is set to go into effect Sept. 1 which should result in rate changes for dwellings, Pitt County Emergency Management announced.

Bell Arthur’s new protected class rating in 5/9E, up from its previous 7/9E.

The split in rural ratings is because some dwellings are within five miles of a fire station and firefighters can respond faster. Class 9E applies to all other properties within the fire district outside of the five miles, but no more than six miles.

Bell Arthur Fire District is 26.47 square files and has a population of 4,167.

The rating change came after officials with the Insurance Office of State Fire Marshal completed a two-day evaluation of the fire department that included a demonstration of the department’s water hauling abilities and work other departments.

The state also examines equipment, staffing levels, equipment maintenance, communication abilities, availability of water and several other criteria, said Jay Morris, Pitt County deputy fire marshal.

“The community can be proud of the tireless efforts of the leadership and membership they display on a daily basis in maintaining a state of readiness,” Pitt County Emergency Management Director Allen Everette said.

North Carolina requires the state fire marshal’s office to inspect departments serving districts of 100,000 people or less. This includes all 22 of the fire districts within Pitt County.

“I commend you and your department for your dedication and commitment to making your community a safer place to live” state Insurance Commissioner Mike Causey said in a letter to Bell Arthur Fire Chief Virgil O’Neal.

To learn more about the Bell Arthur Fire District or its efforts within the community, call 752- 8100.

The new rate will take effect on Sept. 1. Because is in an improved rating, the state fire marshal will recommending a rate change for dwellings, including those insured under homeowners policies, within the district will be made. Insurance rates are established by the North Carolina Rate Bureau.

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